Question 1

What does Covered For Life® mean?

Accepted Answer

Our Covered For Life ® policies are designed for pet owners concerned about their pet developing a long-term, chronic or recurring illness. We have cat insurance, dog insurance and rabbit insurance Covered For Life ® policies. These cover conditions such as arthritis or eczema which require treatment from a vet over a long period of time, often for life. As long as the Covered For Life ® policy is renewed each policy year without a break, we will continue to provide cover for new illnesses after the policy starts right into your dog, cat or rabbit's old age. Many other dog and cat insurance policies, including one of our own, Petplan Essential, will limit the amount and/or time you can claim for each illness of injury. It is definitely worth checking the small print before you buy so that you understand the terms, conditions and any excesses that apply.

Question 2

How does your refer a friend offer work?

Accepted Answer

Recommend a friend to Petplan and you'll receive £20 worth of M&S vouchers for yourself and 2 months free pet insurance for your friend, when they take out a full year policy.

For more information on how to qualify for the offer, please visit the Recommend a friend offer page.

Question 3

How are Petplan premiums calculated?

Accepted Answer

Petplan has been providing dog, cat and rabbit insurance for over 45 years, and we use this experience to help us price policies accurately for each individual pet. We design our policies to pay out, so we price policies to enable us to cover the cost of the veterinary care your pet may need. The size, breed, location and age of your pet are some of the factors we’ll take into consideration when calculating your premiums.

Petplan's pricing approach is different to most other pet insurance and one of the reasons why over 90% of customers renew each year. Our Claims Pricing Guarantee means that you will never pay more for claiming. Your price will increase every year as your pet gets older and the cost of treating pets increases, but with Petplan you won’t pay more for claiming. In fact if your pet needs treatment we want you to claim.

You can find out more about our Claims Pricing Guarantee here.

Question 4

If I am hospitalised with COVID-19 and have to isolate when I return home will you cover the cost of the boarding establishment for my pet until I can collect them?

Accepted Answer

Yes, where you are instructed to isolate and go straight home we will continue to cover the cost of the boarding fees for your pet until you are able to get them home (or until the max benefit has been reached).

Make a claim here.

Question 5

Does Petplan offer travel insurance for pets?

Accepted Answer

Yes we do, this benefit is available as standard on all of our Covered For Life ® polices, however this does not include Legal Liability Cover abroad. For further information please refer to your Terms and Conditions or alternatively you can call our customer service centre on 0345 071 8000.

Question 6

What are the benefits of the Essential plan?

Accepted Answer

Our Essential plan provides short term help with vet bills. You can claim for 12 months treatment up to £3,000 for each illness/injury. Once you reach either of these limits the condition will no longer be covered.

We also provide a Covered For Life® plan which provides ongoing help with vet bills. You can continue to claim year after year for the same condition up to your chosen yearly limit providing you renew with no break in cover.

Question 7

I can’t find the Vet Bills claim form on your website

Accepted Answer

You can either submit a claim to us electronically or ask your vet to submit an eClaim to us on your behalf. We do send paper claim forms to vet practices that cannot submit eClaims. If you still need a paper form you can download an editable PDF claim form. Once completed by both yourself and your vet, please send it along with your invoices to claims@petplan.co.uk.

Question 8

What is your Claims Pricing Guarantee?

Accepted Answer

We guarantee that we’ll never charge you more for claiming.

Your price will increase every year as your pet gets older, but with Petplan you won’t pay more for claiming.

In fact, if your pet needs treatment we want you to claim to get the best care for your pet when they need it.

Our pricing approach is different to most other pet insurers and one of the reasons why over 90% of customers renew each year.

You can find out more about our Claims Pricing Guarantee here.

Question 9

Where can I find my Insurance Policy Information Document (IPID)?

Accepted Answer

Your Insurance Product Information Document (IPID) is a summary of your cover and can be found within your Policy Documents. Please click on Policy Documents to view and download your documents including your Insurance Policy Information Document (IPID).

Question 10

Will you continue to renew my pet's insurance when they get old?

Accepted Answer

Yes, we will continue to renew your pet’s policy as they age, provided you continue to renew your policy each year with no break in cover and your pet was insured before the required age brackets. For our Covered For Life® cat insurance policy you must start the insurance before your cat’s 10th birthday. On the Covered For Life® dog insurance policy, cover must start from 6 weeks of age and before their 8th birthday. For select dog breeds, cover must start before their 5th birthday. Please contact our friendly Customer Care team on 0345 077 1934 if you have further questions about insuring your dog. On our rabbit insurance policy, cover must begin before their 5th birthday. If you haven't had pet insurance previously and your pet has passed the upper age limit you'll be glad to hear that there is no upper age limit on our Petplan Essential policy for dogs and cats. While the age of your pet does affect the premium you pay we will strive to ensure premiums for older pets are not unfair or unrealistic.