Question 1

What is your Claims Pricing Guarantee?

Accepted Answer

We guarantee that we’ll never charge you more for claiming.

Your price will increase every year as your pet gets older, but with Petplan you won’t pay more for claiming.

In fact, if your pet needs treatment we want you to claim to get the best care for your pet when they need it.

Our pricing approach is different to most other pet insurers and one of the reasons why over 90% of customers renew each year.

You can find out more about our Claims Pricing Guarantee here.

Question 2

How are Petplan premiums calculated?

Accepted Answer

Petplan has been providing dog, cat and rabbit insurance for over 45 years, and we use this experience to help us price policies accurately for each individual pet. We design our policies to pay out, so we price policies to enable us to cover the cost of the veterinary care your pet may need. The size, breed, location and age of your pet are some of the factors we’ll take into consideration when calculating your premiums.

Petplan's pricing approach is different to most other pet insurance and one of the reasons why over 90% of customers renew each year. Our Claims Pricing Guarantee means that you will never pay more for claiming. Your price will increase every year as your pet gets older and the cost of treating pets increases, but with Petplan you won’t pay more for claiming. In fact if your pet needs treatment we want you to claim.

You can find out more about our Claims Pricing Guarantee here.

Question 3

Does Petplan have a no claims discount?

Accepted Answer

As a responsible pet insurer we want to make sure you can always access the best care for your dog, cat or rabbit when they’re unwell or injured. That’s why we'll never change you more for claiming, and why we do not offer a no claims discount. You can read more about our Claims Pricing Guarantee here.

Question 4

How will changing my address affect the price of my policy?

Accepted Answer

Since vet fees vary from region to region, updating your address may affect the price of your policy. Unfortunately we can’t say at this stage what the impact of your change of address will be as we regularly update our pricing to take in to consideration new trends and data. Your change of address will be reflected in the price of your policy at your next renewal. Your renewal premium will also be impacted by the age of your pet and vet fee inflation.

It’s important you keep information relating to your policy up to date. Your pet must live at the address shown on your Certificate of Insurance, which is a condition of your cover. Please log in to My Petplan to let us know of a change of address.

Question 5

How can I pay for my policy or change my payment method?

Accepted Answer

For a simple and stress free option, you can pay your premium monthly or annually by secure Direct Debit. There is no interest if you choose to pay by monthly instalments.

If you would like to setup a new direct debit please complete the Paying by direct debit form. If you have already paid for your annual premium by card, you will need to wait until your next renewal date to activate a direct debit.

If you currently pay by direct debit, you may change your payment method at any time. To update an existing direct debit or to pay by any other means please call us on 0330 102 6735 and we'll be happy to discuss payment options with you.

You can also manage your policy through your My Petplan account. Login or create an online account here.

Question 6

How do I make an overdue payment?

Accepted Answer

If we were unable to take your Direct Debit payment you will need to make payment immediately in order to continue your cover. Please visit the My payments page in My Petplan and follow the link to update your Direct Debit details and pay the outstanding amount.

Question 7

I have more than one pet to insure, can I get a discount?

Accepted Answer

Yes, if you have two or more pets regardless of species (i.e. dog, cat and rabbits) then you are entitled to a Multi-Pet discount. For each animal you are given £1 per pet per month discount off your premium. For example, if you have 1 dog insurance policy, 1 cat insurance policy and 1 rabbit insurance policy you will get a £36 discount in your policy year.