Question 1

How long can I claim for each condition for?

Accepted Answer

This depends on the policy you have selected for your pet. Our signature Covered For Life® policies refresh the veterinary fees benefit each year allowing you to claim for ongoing conditions for the life of your pet for as long as you renew your policy. Our Essential policy provides cover for each condition for 12 months from when your pet starts treatment. After the 12 months have passed, the condition will be excluded but you can still claim for new, unrelated conditions.

Question 2

What are the benefits of the Essential plan?

Accepted Answer

Our Essential plan provides short term help with vet bills. You can claim for 12 months treatment up to £3,000 for each illness/injury. Once you reach either of these limits the condition will no longer be covered.

We also provide a Covered For Life® plan which provides ongoing help with vet bills. You can continue to claim year after year for the same condition up to your chosen yearly limit providing you renew with no break in cover.

Question 3

How can I renew my policy?

Accepted Answer

If you pay your premium by Direct Debit your policy will renew automatically and we will notify you of your renewal premium each year before your renewal date. If you pay your premium by Direct Debit your policy will renew automatically and we will notify you of your renewal premium each year before your renewal date. If you would like to setup a new Direct Debit please complete the Paying by Direct Debit form.

If you do not pay by Direct Debit you will need to pay for your policy each policy year in order to renew your policy. We will notify you when you're nearing your renewal date and you can login to My Petplan to pay for your renewal online.

Question 4

What is covered by the Pet Therapies benefit?

Accepted Answer

We provide cover for Pet Therapies in addition to our cover for Vet Bills so that you can receive help covering the cost of hydrotherapy, herbal medicine, homeopathy or acupuncture if your vet recommends these to you.

Our Essential plan provides 12 months treatment up to £500 per illness/injury for Pet Therapies.

Our Covered For Life® plan provides £2,000 for dogs and cats, or £750 for rabbits, every year for Pet Therapies.

Within these benefits you can claim up to £500 for hydrotherapy per illness/injury (£750 for all illnesses/ injuries for rabbits). On our Covered For Life® plan this cover refreshes each time you renew allowing to you to continue to claim for the same condition year after year providing you renew with no break in cover.

You can also claim for physiotherapy, osteopathy, chiropractic manipulation and behavioural treatment under the Vet Bills benefit.

Question 5

Can I still purchase pet insurance if my pet has previously been ill?

Accepted Answer

If your pet has previously been ill or injured you can still purchase pet insurance. Before you take out a pet insurance policy you must inform us of any conditions, injuries and prior illnesses they've had. We will then decide if we can cover these pre-existing conditions or not. We like to be as clear as possible with our customers, and any exclusions will be clearly stated on your Certificate of Insurance and will not affect the price of your policy.

Question 6

Will you continue to renew my pet's insurance when they get old?

Accepted Answer

Yes, we will continue to renew your pet’s policy as they age, provided you continue to renew your policy each year with no break in cover and your pet was insured before the required age brackets. For our Covered For Life® cat insurance policy you must start the insurance before your cat’s 10th birthday. On the Covered For Life® dog insurance policy, cover must start from 6 weeks of age and before their 8th birthday. For select dog breeds, cover must start before their 5th birthday. Please contact our friendly Customer Care team on 0345 077 1934 if you have further questions about insuring your dog. On our rabbit insurance policy, cover must begin before their 5th birthday. If you haven't had pet insurance previously and your pet has passed the upper age limit you'll be glad to hear that there is no upper age limit on our Petplan Essential policy for dogs and cats. While the age of your pet does affect the premium you pay we will strive to ensure premiums for older pets are not unfair or unrealistic.

Question 7

What should I do if my details are incorrect on my policy?

Accepted Answer

If any of the information shown in your documents or in your My Petplan account are incorrect or your circumstances have changed, please let us know as soon as possible.

If you have moved house, changed your email address or want to change your contact number please log in to your My Petplan account to update your details.

If you need to change anything else or want to discuss something with us you can send us a message or call us on 0330 102 6735.

Question 8

Can I get a document which lists all my claims that you have processed?

Accepted Answer

Yes, please call us on 0330 100 7922 to request your claim history.

Question 9

Does Petplan work with any charities?

Accepted Answer

Our caring for pets goes beyond providing dog insurance, cat insurance and rabbit insurance. As 'the pet people' we are passionate about animal welfare and the principle of responsible pet ownership. We support many charities and have set up Petplan Charitable Trust, which has so far raised over £8 million towards a better, healthier world for animals.

Question 10

What cat insurance policies do you offer?

Accepted Answer

Our two types of cat insurance offer either ongoing help with vet bills or short-term help with vet bills.

Our Covered For Life® plan provides ongoing help with vet bills. You can continue to claim year after year for the same condition up to your chosen yearly limit providing you renew with no break in cover.

Our Essential plan provides short term help with vet bills. You can claim for 12 months treatment up to £3,000 for each illness/injury. Once you reach either of these limits the condition will no longer be covered.